How Overseas Workers Celebrate Christmas

Christmas is celebrated all over the world. While each family or community has its own traditions, employees around the world have specific regional traditions that are very specific and very different in different regions. This article explains how overseas workers celebrate Christmas.

In Italy, this how workers celebrate Christmas, the traditional Christmas dinner consists of seven fish. Their meals are traditionally meatless during Christmas since in the Catholic Church Christians should abstain. Christian workers also make sweet bread stuffed with raisins, nuts and candied fruit. It is perfect for breakfast and makes an amazing French toast so workers really enjoy here.

In Germany, they have a rich tradition of outdoor Christmas trade markets for employees. Despite the low temperatures, workers turn to traditional Christmas gifts and enjoy local Christmas treats. The markets are open since the end of November and open until Christmas Eve.

In Greece, workers celebrate their Christmas holidays on 25th December, unlike Easter celebration, which follows the Orthodox calendar. During the Christmas holidays in Greece, it is very important for workers, it is a festive day more festive than in the West, so they make less bright decorations which are in religious nature of the holidays are considered by the workers.
In England, before Christmas Day is the Boxing Day. workers traditionally set this day for the poor. Its a holiday in England where well-paid workers get an opportunity to give donations to poorly paid workers. Since any domestic workers and other illegal employees have to work for Christmas. Christmas Day was the day they visited their family and remembered the humiliated ones as well. All employees in England celebrate Christmas by donating to poorly waged employees from the time of boxing day.

In Mexican homes, the main Christmas decoration is a cradle. It is often built by hand and mounts throughout the season to celebrate the Christmas holiday.

Brazil has a very multicultural history, and many of its traditions vary greatly by region and workers according to immigration standards. The same applies to Australia. It should also be borne in mind that in the two multicultural countries have many of their workers coming to their families to celebrate Christmas, enjoy the abundant sun, eat outdoors and the warm temperatures.

Although Christians in India are a minority, Christmas is still celebrated by some workers and is a good compromise between British colonial traditions and rich regional additions. In some areas, mangoes trees and bananas are decorated with lights. Neighbors share greetings and parties are organized in urban areas, nightclubs, and hotels.

In Japan, Very few people in their population are Christians, but Christmas is still warmly celebrated. For Christians, vacations do not consist of sharing gifts with family members but sharing a good time with the poor, especially those in the hospital. Many employees and private homes are decorated with branches and evergreen arches.

No matter how overseas workers celebrate Christmas, Christmas is all about love, compassion, food, and family. The greatest gifts of this season are love and togetherness, regardless of language or food.

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Philhealth Online Registration

Philhealth registration just got easier! Just follow the step by step instructions below and become a Philhealth member at the tip of your fingertips.

Here’s an easy step-by-step guide on how to register Philhealth via Online:

Step 1: Go to

From the menu click Online Services then click eRegistration

Philhealth Online Registration Step1



Step 2: Click Proceed.


Philhealth Online Registration Step2


Step 3: Read the Terms and Conditions then click the checkbox to agree to the conditions stated then click accept


Philhealth Online Registration Step3



Philhealth Online Registration Step4

Philhealth Online Registration Step4a

Philhealth Online Registration Step4b


PhilHealth will send an email for you to verify your registration.

Once verified, Philhealth will send another email confirming the registration and a separate email will be sent Indicating your Philhealth Identification Number (PIN).



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Benefits of Coffee for Applicants

Coffee is a stimulant with many health and physical benefits.

The health benefits of the caffeinated drink attribute to an individual’s confidence. Coffee reduces anxiety on its consumers because of increased metabolic rate, which further increases their energy levels keeping their body revitalized.

Once your body is refreshed, the brain cells work at maximum levels, which increases your focus ability for self-boost.


It directly acts on the central nervous system responsible for stimulation of enzymes and hormones of the body. The relaxation brought about by a coffee drink ignites production of more hormones responsible for happiness making you tackle even the difficult tasks with confidence.


Boosting your self-confidence is a complex and integrated body function right from the brain to increased blood flow to other body organs. The negative energy associated with low self-esteem is due to many underlying factors; some of them include stress, depression, and anxiety.


The work of coffee drink on the human body is to prepare a perfect environment for the body and mind to relax, which reduces the underlying factors, the ripple effect is that it allows your brain to work at its best, leaving no room for negativity.


Alleviation of self-doubt in yourself leads to the automatic self-realization of your potential even on the most challenging decisions.


Coffee drink is healthy when consumed in moderation. The fact that it has low fat and calorie intake, it helps in maintaining the right cholesterol levels. With this, you are sure of healthy body organs; remember is consumed when hot, introduction a drink of a slightly high temperature than the normal body temperatures allows you to sweat, increasing blood flow to various organs.


The brain cells react to this, through allowing stimulation of hormones responsible for mental concentration and fitness ideal atmosphere for positive thinking.

Is it possible to think straight when in pain?

Of course not, coffee reduces pain especially headaches because of fatigue. Brain saturation comes due to overworking and doing many daily challenging tasks that the brain cannot hold.


You will not be able to make an independent decision, not because you do not know, but just because the brain cannot think anymore. This is the reason a holiday is always important.


Just take a coffee break is like your daily holiday. It allows you to unwind, relieve yourself of daily tasks, allowing your brain to digest what it already consumed and make the right resolutions. This creates space for more tasks, which of course, you will handle them when fresh with great results.


Continuous successful results just because you have used your coffee drink effectively boosts your self-doubt.


In general, coffee has diverse health and mental benefits, which is the backbone for boosting your personality. The science behind coffee as a self-booster is that it clears the brain from negative thoughts while improving focus and concentration for you to make the right decision on even the most difficult situations.


Once you have one achievement that you had your doubts on, then you are motivated to tackle the rest with ease.

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Paraan ng Pagkuha ng PSA Birth Certificate Online


Ang pag-aaply sa abroad ay maraming proseso at isa na dito ay ang pagkuha ng PSA Birth Certificate. Isa sa maginhawang paraan Upang maiwasan ang mahabang pila at matrapik na byahe ay ang pag request ng PSA Birth Certificate thru Online.

Narito ang Step by Step Procedures ng pag request ng PSA Birth Certificate.

Step 1:

Magbukas ng browser at puntahan ang website ni PSA/NSO:


Step 2:

Pindutin ang Birth Certificate Icon.


PSA Birth Certificate Online Form 1

Step 3:

Alamin at piliin kung para saan kailangan ang irerequest na PSA Birth Certificate (sa sample pic , ito ay request for Employment Abroad). Pagkatapos pumili pindutin ang Submit Button.


PSA Birth Certificate Online For employment abroad

Step 4:

Fillup-an ang form at siguraduhin na tama ang impormasyon na ilalagay at i-click ang Continue.


PSA Birth Certificate Online App;ication Form
PSA Birth Certificate Online Form 2

Step 5:

Pumili sa mga option kung may mga legal proceedings sa iyong Birth Certificate kung wala ay pindutin ang “None” Button


PSA Birth Certificate Online Form Legal Proceedings

Step 6:

Ilagay ang pangalan ng Requester ng PSA Birth Certificate at i-click ang Submit Button.


PSA Birth Certificate Online Who is requesting

Step 7:

Fillup-an ang Contact Info at i-click ang Continue. (Siguraduhin na tama ang detalye)  at Pumili ng Payment Channel.


PSA Birth Certificate Online Form Checkout

PSA Birth Certificate Online Order Confirmation

PSA Birth Certificate Online Payment options

Step 8:

Makakatanggap ka ng text at email para sa iyong reference no. na iyong ipapakita sa pagbabayad. Pagkatapos magbayad, mag-antay ng 2-3 araw para sa delivery ng iyong requested PSA Birth Certificate.


Para sa karagdagan detalye tungko sa application ng PSA Birth Certificate, bisitahin ang o tawagan ang PSA hotline 737-1111 .

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Passport Application (New)


General Requirements For A Passport Application


  • Personal appearance
  • Confirmed appointment
  • Duly accomplished application form – may be downloaded from DFA Website
  • Birth Certificate (BC) in Security Paper (SECPA) issued by the Philippine Statistics Authority (PSA) or Certified True Copy (CTC) of BC issued by the Local Civil  Registrar  (LCR) and duly authenticated by PSA. Transcribed Birth Certificate from the LCR is required when entries in PSA Birth Certificate are blurred or unreadable. (REPORT OF BIRTH DULY AUTHENTICATED BY PSA IF BORN ABROAD)
  • Valid picture IDs and supporting documents to prove identity. (Please refer to List of Acceptable IDs and List of Supporting Documents)


In Case of No Birth Record

If born in or after 1950 (January 1, 1950, or after):

  • Apply for the delayed registration of birth at the local civil registry office located at the place of birth of the applicant
  • Submit authenticated Birth Certificate from PSA and supporting public document/s with correct date and place of birth (i.e. Form 137, Voter’s Registration Record, Baptismal Certificate with readable dry seal or National Commission on Muslim Filipinos (NCMF) with photo and readable dry seal for Muslim applicants).

If born before 1950 and below (December 31, 1949, and below):

  • Certificate of Non-Availability of Record from PSA
  • Notarized Joint Birth Affidavit of Two Disinterested Persons
  • Any public document/s with correct full name, date, and place of birth (i.e. Baptismal Certificate with readable dry seal or NCMF Certificate with photo and readable dry seal for Muslim applicants)

For Married Women:

  • Marriage Contract (MC) in Security Paper (SECPA) issued by the Philippine Statistics Authority (PSA) or original and photocopy of the Certified True Copy (CTC) of MC issued by the Local Civil Registrar (LCR) and duly authenticated by PSA. Transcribed Marriage Contract from the LCR is required when entries in PSA Marriage Contract are blurred or unreadable.
  • Report of Marriage duly authenticated by PSA if married abroad
  • Original and photocopy of Commission of Filipino Overseas (CFO) Guidance and Counseling Certificate of Attendance (Required for women with foreign national husband).

Applicants who availed of Dual Citizenship under RA 9225:

  • Identification Certificate of Retention or Re-acquisition
  • Oath of Allegiance
  • Order of Approval

Applicants who elected Philippine Citizenship:

  • Identification Certificate of Election
  • Oath of Allegiance
  • Affidavit of Election of Philippine Citizenship

Applicants who have been Naturalized:

  • Identification Certificate of Naturalization
  • Oath of Allegiance

For Minor Applicants (below 18 years old):

General Requirements for a Passport Application:

  • Confirmed appointment (except for 1 year old and below)
  • Personal appearance of the minor applicant
  • Personal appearance of either parent and valid passport of parents (if minor is a legitimate child)
  • Personal appearance of mother and proper ID or valid passport of the mother (if minor is an illegitimate child)
  • Original Birth Certificate of minor in Security Paper issued by PSA or Certified True Copy of Birth Certificate issued by the Local Civil Registrar and duly authenticated by PSA. Transcribed Birth Certificate from the LCR is required when entries in PSA Birth Certificate are blurred or unreadable. Report of Birth duly authenticated by PSA is required if minor was born abroad.
  • Document of identity with photo, if minor is 8-17 years old (for first time and renewal applicant) such as School ID or Form 137 with readable dry seal
  • For minor applicants who never attended school, a Notarized Affidavit of Explanation executed by either parent (if minor is a legitimate child) / by mother (if minor is an illegitimate child) detailing the reasons why the child is not in school, is required
  • Marriage Certificate of minor’s parents duly authenticated by PSA (for the legitimate child)
  • Original and photocopy of the valid passport of the person traveling with the minor


Additional Requirements:

If minor is not traveling with either parent or alone

  • Personal appearance of either parent (if minor is a legitimate child) / of the mother (if minor is an illegitimate child)
  • Affidavit of Support and Consent (ASC) executed by either parent indicating the name of the traveling companion and relationship to the minor. If minor will be traveling alone, ASC must be executed by either parent, stating that his/her child will be traveling alone. If minor is illegitimate, the mother should execute the ASC.
  • Original and photocopy of DSWD Clearance
  • There is no need to secure a DSWD Clearance if the minor traveling abroad has parents who are in the Foreign Service or living abroad or are immigrants, provided he/she is holding a valid pass such as a dependent’s visa/pass/identification card or permanent resident visa/ pass/identification card which serves as proof that he/she is living with parents abroad.

If both parents are abroad:

  • Affidavit of Support and Consent (ASC) executed by either parent indicating the name of the traveling companion (authenticated by the nearest Philippine Embassy or Consulate General). If minor is illegitimate, the mother should execute the ASC.
  • Special Power of Attorney (SPA) with an attached photocopy of either parent’s valid passport (authenticated by the nearest Philippine Embassy or Consulate General) authorizing a representative in assisting the child to apply for a passport. If minor is illegitimate, the mother should execute the SPA.
  • Original and photocopy of DSWD Clearance
  • There is no need to secure a DSWD Clearance if the minor traveling abroad has parents who are in the Foreign Service or living abroad or are immigrants, provided he/she is holding a valid pass such as a dependent’s visa/pass/identification card or permanent resident visa/pass/identification card which serves as proof that he/she is living with parents abroad.
  • A proper ID of the duly authorized representative (Please refer to List of Acceptable IDs)


If minor is legitimated by subsequent marriage of parents:


  • Authenticated Birth Certificate from PSA must include annotation regarding new status as legitimated and the full name of the child


If minor is illegitimate but acknowledged by father:


  • Birth Certificate from PSA reflecting surname of the father with Affidavit of Acknowledgement and Consent to use the surname of father


  • Certificate of foundling authenticated by PSA
  • DSWD Clearance
  • Passport of the person who found the applicant
  • Letter of authority or endorsement from DSWD for the issuance of the passport

Orphaned minor applicant:

  • Authenticated Death Certificates of parents from PSA
  • Court order awarding guardianship of the orphaned minor applicant or substitute parental authority under Article 214 & 216 of the Family Code
  • DSWD Clearance

Abandoned minor applicant:

  • Court order awarding guardianship of the abandoned minor applicant or substitute parental authority
  • DSWD Travel Clearance

Legally adopted:

  • Original and Certified True Copy (CTC) of PSA Birth Certificate before adoption
  • Original and Certified True Copy (CTC) of the PSA amended Birth Certificate after adoption
  • Certified True Copy (CTC) of the Court Decision or Order on Adoption and Certificate of Finality
  • DSWD clearance for the minor applicant, if traveling with the person other than the adopting parents

In case the applicant is for adoption by foreign parents:

  • Certified True Copy of the Court Decree of Abandonment of Child
  • PSA Death Certificate of the child’s parents or the Deed of Voluntary Commitment executed after the birth of the child
  • Endorsement of the child to the Inter-country Adoption Board by the DSWD
  • Authenticated Birth or Foundling Certificate

The minor applicant whose parents are annulled/divorced:

  • Court order awarding guardianship of the minor applicant or substitute parental authority
  • DSWD Travel Clearance
  • PSA Marriage Certificate with annotation on nullity or annulment decree

The minor applicant whose mother is likewise a minor:

  • Personal appearance of mother and maternal grandparent/s
  • PSA Birth Certificate of minor applicant and mother
  • Affidavit of Support and Consent executed by the maternal grandparent/s indicating the name of the traveling companion
  • DSWD Clearance if minor will be traveling with the person other than the maternal grandparent/s
  • Proof of identity of mother and maternal grandparent/s (Please refer to List of Acceptable IDs)


For Muslim Applicants (same general requirements stated above)

For late registered Muslim applicants:

  • Certificate of Tribal Affiliation from the National Commission on Muslim Filipinos (NCMF)


For converts who would like to use their Muslim name:

  • Annotated Birth Certificate (BC) in Security Paper (SECPA) issued by the Philippine Statistics Authority (PSA) bearing the Muslim name
  • National Commission on Muslim Filipinos (NCMF) Certificate of Conversion


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POEA warns OFWs on unauthorized investment schemes

The Philippine Overseas Employment Administration has advised overseas Filipino

workers to be cautious in dealing with persons or entities that offer “high-yielding” investments without the necessary permit from the Securities and Exchange Commission (SEC).

A group of OFWs currently working in Dammam and Al Hassa in the eastern province the Kingdom of Saudi Arabia reported that they were recruited by Sangguniang Masang Pilipino International Incorporated (SMPII), a Philippine-based non-profit organization and encouraged them to make an investment with ALMASAI Finance and Investment (now ALMASAI Equity Holding Corporation).

The OFWs said they were required to put an initial investment of Php50,000.00 with a guaranteed interest of 5 percent each month. ALMASAI allegedly issued 13 postdated checks—12 checks for the monthly earning of the investment and the 13th check as payment of capital investment.

ALMASAI, which has an office address at EDSA, Barangay Socorro, Murphy, Cubao, Quezon City is reportedly owned by a certain Elpidio Reyes Tanaliga Jr.

The workers, after making investments reaching up to Php100 M, are now complaining that they are no longer receiving any of the promised interests and have lost contact with Tanaliga. They alleged that the checks issued supposedly for their monthly earnings were declined by the bank due to insufficient fund.

According to the Securities and Exchange Commission, ALMASAI Finance and Investment is not an SEC-registered entity as a corporation or as a partnership and was not also issued a secondary license as a broker and/or dealer of securities, dealer in government securities, the investment adviser of an investment company, investment house and transfer agent. It has not filed nor has any pending application for primary and secondary licenses with the Commission.

ALMASAI Equity Holdings Corp., despite having been registered with the Commission as a corporation is not authorized to solicit investments from the public as the said entity has not secured the necessary secondary license or permit from the Commission as required under Sections 8 and 12 of the Securities Regulation Code (SRC). It is also engaged in ultra vires act for doing business not in accordance with its purpose of incorporation, which constitutes serious misrepresentation as contemplated under Presidential Decree 902-A.

Previously, the Securities and Exchange Commission (SEC) has warned the public to stop putting money in this kind of investment scheme which may turn out to be fraudulent.

The SEC said those who invite or recruit other people to join or invest in this venture or offer investment contracts or securities to the public including solicitations or recruitment through the internet may likewise be prosecuted and held criminally liable under Section 28 of the Securities Regulation Code. Offenders face the penalty of a maximum fine of Five Million Pesos (P5,000,000.00) or twenty-one (21) years of imprisonment or both pursuant to Section 73 of the SRC.

The Commission urges anyone who has knowledge or information regarding the operation of these entities or about any business transaction involving these securities or investment opportunities to report such activity immediately to the Commission so that appropriate measures can be taken through the Enforcement and Investor Protection Department at telephone numbers 818-6337 or 818-1898 or email address:

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Choosing an Offer: Tips for Making the Best Choice


Choosing a job offer can be a momentous event in a college student’s life. Researching prospective employers, reflecting on your priorities and reviewing your options can help you choose the best career path.

Before deciding to accept a job offer, you should make sure you have a strong sense of the company and what the job entails, as well as how well the job can support your personal and financial goals. If you simply cannot decide, you may want to ask for an extension.

Evaluating Job Offers

If you’re one of the lucky job seekers who have multiple job offers, you may not be feeling so lucky when it’s time to make a decision. Choosing between jobs can be the most difficult part of the job hunting process. However gaining knowledge about the company, comparing your own priorities with those of the company and evaluating your options can help with your decision.

Learn About the Company

You may have already done a bit of research on the company before your interview. Job seekers should try to gain as much experience in the field as they can, and that they should research information about the company they are applying to. You should make sure to know enough about the job, the organization and the offer details so you can weigh one offer against another one. There are a variety of ways to learn about a company, including:

  • Visiting company websites
  • Talking to current company employees
  • Contacting the representative who conducted your interview
  • Talking to the company’s human resources representative

Research General Job Information

In some cases, job applicants may be considering several entirely different jobs – not just the same job at a different companies. If this is the case, you may want to use the U.S. Bureau of Labor Statistics (BLS) website, which can provide a wealth of information about what to expect from particular careers. Some of the topics covered in school profiles include:

  • Job duties
  • Work environment information
  • Expected pay
  • Job outlook
  • Professional certification options
  • Advancement options

Reflect On Your Priorities

Make a list of what you’re looking for in a company, a job and a career. Organizing your priorities on paper usually helps you visualize the upcoming years at your first job. After you make this list, see how each offer is able to satisfy your needs and desires. Here are the two main questions you may want to ask to help you generate a list of priorities:

  • What are your professional goals?
  • What will make you happy?

Consider Employment Packages

It is important to consider the wages and benefits offered by each employer. Prospective employees should carefully evaluate the salary or hourly wages being offered by the company, as well as the benefit offerings, such as health and dental insurance. Also, they should make sure that the time commitment (full-time or part-time) coincides with their availability.

Ask for An Extension

Many companies ask you to make a decision about an offer within a week. However, offers are often considered contingent, meaning it’s dependent upon your specific conditions. Consider asking companies for extensions, especially if you’re not going to graduate in the upcoming weeks. Asking for an extension gives you time to carefully evaluate the offer as well as negotiate the terms of the offer. When you ask for an extension, make sure it’s reasonable. You don’t want to make the company think you’re trying to take advantage of their generosity.

There are many factors to consider when deciding whether to accept a job offer, including the nature of the work, the compensation that the company is offering and their personal goals for the future.


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Job Interview Attire


The first impression you make on a potential employer is extremely important. When you first meet, employers will have an assessment based on what you’re wearing and how you carry yourself. It’s important to dress professionally for a job interview. This will help guarantee that you make a great first impression on your potential employers. In general, the candidate dressed in a suit and tie is going to make a much better impression to employers than the candidate dressed in jeans and a t-shirt.

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Biodata vs Resume vs CV


Many of you are still confused about these terms BIODATA, RESUME and CURRICULUM VITAE especially first-timers who want to apply for the job at the first time. Below information might help you understand the differences between these three terms.

What is Biodata?

The Biodata contains the details mainly about your biological information e.g height, weight, gender, religion, permanent address, date of birth etc. It usually describes the person best. Biodata generally contains more details about your personal information rather than your educational qualification.

What is a Resume?

It is brief and concise information about yours and one or two pages only. A resume is a one or two page summary of your skills, education, and experience.

What is Curriculum Vitae?

The curriculum vitae contains a summary of your academic qualification, educational background, teaching experience, researching experience, awards, honors, presentations, publications and other details. There is no page limit for Curriculum Vitae. The curriculum vitae is similar to a resume, but is used more frequently by candidates who have published works in journals, such as scientists or academic professionals.

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